Buy The Shoes: Giving Your Income A Bit Of A Boost*

*This is a collaborative post*

Have you been longing for a beach holiday for a while now but haven't booked anything yet? Or perhaps you've been lusting after a particular pair of Louboutins for months and haven't yet splurged? Chances are the only thing stopping you is your current bank balance. Taking action and changing a few things in your life can actually help increase your income. Now is the time to be proactive, and before you know it, guilt free purchases could become a regular occurrence for you. There’s no harm in treating yourself, as long as you have the means to do so; therefore, stay away from those payday loan adverts, and start thinking about how you can enhance your current income. There are always ways to give your bank balance a lift, even when you already have your job or career in place and work the traditional nine to five. The following are some ideas, advice, and inspiration for those who keep thinking about how they’d love to be able to enjoy a guilt-free shopping spree every now and again, and need the means to do so.

Remember You’re A Girl Boss

If you get home from work each day and immediately get stuck into your hobby or passion; then why not check out if it would make a feasible small business, or side hustle for some extra cash each month. Maybe you craft beautiful, artisan ceramics, or bake incredible, GBBO-worthy cupcakes that your friends cannot get enough of; you should take your creations and sell them at local markets, or get them up online so that the whole world becomes your potential customer.

If you’re not so good with your hands; don’t worry, maybe you’re a comedy genius and should get out on the circuit every Saturday night. Or, if your piano and singing skills are of a standard people would happily pay to listen to you; there’s often slots available in hotels, bars and restaurants for such talents in the evenings and on weekends. You can also teach these sought-after skills to others, so it might be worth considering tutoring and lessons regularly. If numbers are more your thing, try trading forex and see if you’ve got the skills to pay the bills (you totally have); do your research on currencies and the market, and you could be growing your money steadily. Think about your abilities outside of the office and use them to get your holiday cash.

Remember You’re Super Smart

Aside from not shopping in designer stores every weekend, and never eating out in a restaurant again; it might be less obvious how you can reduce your monthly outgoings, and become super-smart with your cash, which will affect your overall annual income. You might need to take a look a the largest items within your life and see how much they are costing you. Your car might guzzle petrol at a faster rate than an array of other cars, so why not consider trading it in for a more purse-friendly vehicle. Again, it’s about getting on your laptop, with your feet up, and doing a little research into your options; there’s always going to be a cheaper alternative, you just need to decide what’s right for you.

Your mortgage or rent is probably the biggest expense that you face each month; so you could consider downsizing or moving area. It can be a daunting prospect, especially for those who know little about property; however, there’s plenty of help available online, so you can be steered in the right direction when it comes to selling your property. Reducing your monthly mortgage or rent payment will have a major impact on your annual income. Therefore, it’s worth putting aside whatever you end up saving; so you’ll end up with a substantial amount of money at the end of the year.  

Remember You’re Worth It

When there’s a promotion available at work, then go for it. If you feel confident and capable of the advertised job, then don’t shy away. It could secure you a larger salary, and if you don’t get the job, your workplace will have been made aware of your eagerness to move up within the business. Therefore, when other opportunities arise, you could be first on their list of potential employees.

It’s always worth scoping out the job market in your field; this way you can ensure you’re at a competitive rate of pay for your job. If you feel you’re being underpaid, it might be worth talking politely to a senior member of staff or looking for other job opportunities that will pay you better. However you go about increasing your annual income, you’ll appreciate all the hard work you put in, when you’re sat on a beach with a mojito and your feet up.

*Contributed by Sam Jones. Photo source

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