Assisting A Loved One With Their Last Wishes*




*This is a collaborative post*

When a loved one is nearing their end, it is likely that their thoughts will go to how they say goodbye and what they leave behind to those that they love. You may be able to play a significant role in ensuring that their wishes are fulfilled. Make sure that you’re ready to take that responsibility and, if you are, think about some of the following ways you could help.

Make sure their assets are being dealt with correctly
Does your loved one have a will or any assets that they would like to make sure are left behind to the right people? If so, having them double-check, update, or write their will for the first time and making sure that all their preparations are in place can take some of the concerns they might have about their family off their mind. Finding a probate solicitor to help them execute their final wishes might be the least contentious way of handling this sensitive matter.

Talk to them about how they would like to say goodbye
Broaching the subject of any ceremony following the death of a loved one can be a sensitive subject. Asking them about the details of what kind of floral arrangements they would like and any songs or other requests they have can be difficult. However, arranging funerals in advance can make them much easier to pay for and get organized in a timely and orderly fashion. If your loved one is ready to have that discussion, it might be time.

Saying goodbye to their loved ones 
The grieving process can start at any point, even before the death of a loved one. There may be several people in their life they want to say goodbye to. Helping them find and open a dialogue with these people can be of great relief to them. Finding old friends and family members is easier than ever thanks to the internet, so ask them if there is anyone they want to say a few final words to when they start saying goodbye to loved ones.

Be sure to take time to yourself
You might feel like helping your loved one fulfill their final wishes is the most important thing in the world to you, right now, and you are valid in your thoughts. However, it’s important to take the time to process your own emotions and grief, too. Dealing with the administrative and ceremonial side of loss can make it all very real, which means that you can be dealing with the steps of grief well in advance. Make sure you have your own support group and don’t feel bad about having to take a day or two to yourself now and then.


Don’t take on more than you have to, if possible. If you can enlist help to fulfill a loved one’s wishes, you should do it. The process can be both physically and emotionally exhausting, and it’s important to practice self-care when dealing with grief of any kind.

*Contributed by Sam Jones. *Photo source Link - Pixabay License



4 Simple Financial Mistakes You're Guilty Of Making*



*This is a collaborative post*

I'm not one to accuse anyone of anything, but I’m reasonably sure that everyone reading this has made - or is making - some of these financial mistakes. Don’t be ashamed, it’s good to own up to our failures and learn from them. By understanding what you’re doing wrong, you can make changes to your life and become more financially stable!

Not investing any money

Everyone should invest. 

As soon as you get your first job, you should invest your money in something. You don’t have to get a broker to do this, there are apps like Moneybox that help you invest with ease. Here, you can invest the spare change you have without needing to do anything. Investing is essential for good financial health as it means you’ve got money stored away that can grow in value. It’s like having a turbocharged savings account!

Not sticking to a weekly budget

For me, lots of people struggle to save money because they spend too much. This usually boils down to the fact that you don’t set or stick to a weekly budget. With a budget, you restrict your spending each week. You’ll be amazed at how easy it is to still buy everything you need, but without going overboard. 

Obviously, budgeting apps are available to help you do this. One pro tip is to figure out your budget then withdraw cash. Then, you only use that cash to pay for things. It’s a brilliant way to curb your spending and stay on track. 

Buying everything brand new

Do you need brand new items? In a lot of cases, you can make do with something that’s already been used by someone else. If you’re buying a car, then why would you buy a new one? There are loads of used car companies like Newtons of Ashley where you can get perfectly good used cars for way cheaper than new ones. It’s the same for other things as well. I knew someone who got an iPhone X on Gumtree for around £300. The screen was slightly damaged, but they paid to get it fixed and still saved a fortune. 

Essentially, you shouldn’t automatically buy brand new things if used ones are available. As long as they’re still in decent shape, it makes more sense to buy the used item. You’ll save loads of money, and this is an easy piece of advice to follow. 


Going for branded products all the time

Similarly, you shouldn’t go for branded products all the time. I appreciate that some foods or clothing items are of better quality when they’re branded. But, a lot of the stuff just isn’t worth the money. If you swapped them out for non-branded items, you will save loads of money and still have a good thing in your hands. 

Most of the time, you’re paying for a logo or a brand image when you buy things from established brands - particularly in the fashion industry. 


How many of these mistakes are you guilty of making? If you’re worried about your finances, then you can start fixing things by avoiding all of these mistakes. As a result, you’ll feel more financially secure as you’re spending less and saving more.

*Photo sources: Header image - Pexels - CC0 Licence Second image - Pixabay - CC0 Licence



How to Maximise the Lifespan of Your Car*

 


*This is a collaborative post*

By making your current car last longer without breaking down and requiring a replacement, you’ll be able to maximise its life span and save a substantial sum of money. Everyone wants their car to last as long as it can for them, especially when they’ve paid a pretty high price for it to begin with. But there are positive steps you can take no matter how much you paid for your car; find out about them below.

Change Your Driving Style

First of all, you might want to think about changing your driving style. If you drive smoothly, your car will last longer. If you’re someone with a harsh or rough driving style, it will eventually start to take its toll on the car, causing all kinds of wear and tear that’ll ultimately reduce the overall lifespan of the vehicle. By making your driving smoothly, you’ll avoid that eventuality.

Find a Way to Provide Shelter or Cover for Your Car

Parking your car somewhere that’s sheltered and covered will help you to keep it in better condition for longer. There’ll be less environmental damage, wear and tear if it’s not exposed to the elements all the time. If you don’t have a garage, you could consider a carport. If that’s not possible either, you can use a car cover instead.

Get it Serviced Regularly

It’s essential that you stick to your car’s servicing schedule if you want to keep it in good condition for as long as possible. Car Servicing helps to correct any minor problems and ensures everything is ticking over and operating as it should. If you skip services, problems with your car could go unnoticed and that’ll cause further problems down the line.

Check Your Tyres

You should always be keeping an eye on your car’s tyres. Not only is important to ensure that your tyres have the right pressure and that the tread is in good shape so that you can drive safely, but it’s also important because these problems can also impact other parts of your vehicle if they’re not corrected. So, make sure you check them regularly.

Keep Fluids Topped Up

You should also take steps to ensure the fluids your vehicle needs and relies on are properly topped up. The oil and other fluids will hugely impact the performance of your engine, so it’s not something you can afford to ignore. You don’t want engine problems to end up reducing the lifespan of your vehicle in the future.

Maximising the lifespan of your car will save you money in the long-term, and that’s what everyone wants. No one can afford to throw money away on new cars too often or to be paying for expensive repairs all the time. That’s why it makes so much sense to look after your car better in the ways discussed above.




What Should Your Money Be Going On In 2020

 



















It's the New Year, and a time of year when you think about everything different that you can do with your life. Life is what you make of it, and even though we have all of the best intentions when that New Year spirit hits, we usually end up living the same life come the next New Year. So we think it's about time that we thought about the ways that we can use our money better in 2020. We know that so many of you will be able to relate to poor money use and management. When you think about all of the possibilities of what you could do with your money if you made smarter choices, you'd probably be living your dream life. Because the truth us, a large portion of the world is just so bad at spending money. Rather than spending on things that would benefit lives, and enrich them, so many people just waste it. So, we're going to show you some of the things we think you should be spending your money on in 2020 to give you a better year! 

A Flashy Purchase 

When you think about the purchases you make, it's most likely to be food, a few clothes here and there, and a new membership to something you probably didn't need to be a member to. So why not think about a flashy purchase that's actually going to benefit your life, such as a new car. Choosing to go for a brand new car rather than a second hand car comes with so many benefits. They don't have to be MOT'd in the first few years. They usually come with a great warranty package. Car sales usually put on really good car finance deals as well. They want to put on a good deal as part of a promotion for the car. It lures people in, and it's well worth it. Now is the best time to do so because there will still be New Years deals. 

A Luxurious Holiday 

Who can complain at the idea of a luxurious holiday. It's probably something that has been on your mind since you got back to your last one. But why not make this year one to truly remember. You could take a trip to the Maldives, which is sinking under the rising water levels as we speak. The Maldives and locations like the Mauritius and the Carribean are dreamy holiday destinations that we think of when we think about luxury. When you look at the prices, they're usually always all inclusive and not as expensive as you might think. Make sure you check out the best time of the year to travel for the best climate. 

App Savings 

App savings are the new best thing. They're the new way of saving money and being more productive with it. It's easy to access the data because we have our phones everywhere, making on the go money management easier. You can save specific amounts each month, and it'll give you great money tips. 

*Contributed by Sam Jones



Making Your Personal Brand Beautiful*




*This is a collaborative post*

Let's get straight to the point; the more exciting and beautiful your brand is - the more likely people are going to want to work with you. Or at least get curious enough to look you up. You need people to get excited (even if they don’t know why) when they see your logo or a short video. So, here are the ways that you can get Brand You Beautiful

Vision

You have to know what you are trying to say before you can honestly say it. The visions of your blog, you or your business is going to be the foundations that you build your success upon. 

Your vision needs to cover the following at the bare minimum. You should also apply this so that it makes sense for the business that you are building. 

  • What matters to you?
  • Opinions
  • Why you started the business
  • Passionate about what?
  • What is the motivation that drives you?
  • Experiences that support your visions
  • The value that you are bringing

Style

This is all about you - but people at the other end need to get it too. Your fonts need to be easy to read, your graphic elements need to translate, and the photography style that you choose should be cohesive too. Your style might be one of the hardest things to nail because it changes over the years - so don’t feel locked into this decision. Instead, take some time a build a Pinterest board and put a single board together. A mood board. 

Logo

Your logo is a simple graphic that people can associate with everything else you do. It will go in every single place that your business is - from Instagram to LinkedIn. And, a personal brand needs a logo just as much as a corporation does. 

Colour

Use colours that are on your side. What does that mean? Use the psychological colour wheel to choose colours that will get people to respond the way you want them too. Colour is one of the most potent influencers, so use it to your advantage. 

Team

Even if you run a single blog, there are going to be periods where you are looking at hiring a virtual assistant, or graphic designers, you might already have a team. It would be best if you made sure that when they are doing any work for you, the documents are all cohesive and have your branding. https://www.templafy.com/ is a an excellent option here. 

Story

Your story makes your blog and business different from everyone else out there. You need to share it. But you have to do it with skill and finesses. Sculpt your story into something that delivers well and entices people into reading more, buying your product, or interacting. You can weave your brand story and your personal story into one thing that makes sense across the board. 

Authenticity

While your story is exciting and will make people what to engage, purchase, or work with you - you need to be true to who you are and what you do. That is where authenticity will make your personal brand shine even brighter.

*Photo source by Gabriel Beaudry on Unsplash



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